Legal · Agreement

Terms of Use

These terms govern your access to and usage of the iGurus learning platform, applications, and related assets — written plainly to specify mutual rights and obligations.

Effective Date
June 3, 2026
Version
1.0
Operated By
iBrothers Group LLC
Contact Desk
legal@igurus.org
Overview Summary

Welcome to iGurus! By accessing or using our platform, website, and related solutions, you explicitly enter into a legally binding agreement with iGurus LLC. If you disagree with any segment of these provisions, please refrain from accessing our services. This framework enforces strict compliance on account sharing, copyright parameters, verified professional standards for instructors, automated cancellation practices, and mandatory legal arbitration channels.

GDPR
Compliant
CCPA
Compliant
14-Day
Refund Window
Arbitration
& DMCA
Indiana
USA Law
01

Strict Age Restriction

Access threshold controls for general usage across regions.

Strict Age Restriction: You must be at least 18 years of age to create an account or use iGurus' Services under any circumstances, even with parental consent.

Violations
Accounts found to be in violation of this policy will be terminated immediately without notice or refund.
Instructor requirements
Instructors may be required to verify their identity and age before submitting content for publication.
02

Account Status & Credentials

Rules regarding account transferability, confidentiality, and the explicit consequences of credential compromises.

Non-transferability
Users may not transfer their account to another person under any circumstances.
Deceased accounts
In the event of the account holder's death, iGurus will permanently close the account unless legally required to take alternative action.
Credential security
You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. If you suspect unauthorized access, notify iGurus immediately.

Liability for Unauthorized Use: Users are fully responsible for any harm, damage, or loss caused by unauthorized use of their account, whether due to negligence or credential sharing. iGurus will not intervene in disputes between users who have shared account credentials, and any consequences arising from such sharing are the sole responsibility of the users involved.

Users are strictly prohibited from sharing login credentials. If we determine that an account has been shared, we reserve the right to suspend or terminate access. iGurus also reserves the right to suspend or terminate accounts for violations of these Terms, fraudulent activity, or misuse of the platform.

03

Instructor Identity Verification

To maintain platform integrity, iGurus may require instructors to verify their identity before submitting content for publication.

Official credentials
Submission of government-issued identification documents for identity confirmation.
Authentication checks
Verification via integrated third-party identity authentication services at iGurus' discretion.
Volume oversight
Additional dynamic security checks targeted specifically at high-volume content publishers.

Failure to complete identity verification may result in restrictions on content publishing or removal of existing content pending verification.

04

Prohibited Uses & Governance

Unless explicitly permitted by iGurus in a formal written agreement, you may not engage in the activities listed below.

Reproduction & redistribution
Reproduce, redistribute, transmit, assign, sell, broadcast, rent, share, lend, sublicense, or modify content in any form.
Unauthorized downloads
Download content for unauthorized distribution such as torrent directories or unvetted third-party sharing sites.
Credential sharing
Share account credentials to systematically allow others to access premium paid content without transactional purchasing.
Derivative works
Modify, translate, or create derivative works from the content without explicit written permission from iGurus.
Resale
Copy, redistribute, or resell purchased content outside the iGurus platform under any circumstances.

Any violation of these restrictions may result in immediate account suspension or termination. iGurus reserves the right to review, modify, or remove content that violates our policies, infringes intellectual property rights, or fails to satisfy operational quality standards.

05

Content Licensing Protocols

Exclusive marketplace transactional control and anti-circumvention provisions governing all content licensing on the platform.

Platform exclusivity
All content licensing must occur exclusively through the iGurus platform. No off-platform licensing is permitted.
Off-platform agreements void
Any direct license granted by an instructor to a student outside the platform is null and void and explicitly constitutes a material violation of these Terms.
Enforcement
Instructors found in violation of this circumvention policy may face immediate content removal, account suspension, or complete termination without recourse.
06

Subscription Tiers & Terms

Standard financial subscription schedules and policy structures for enterprise and individual learners.

Current pricing is listed on our Courses page and at checkout. Prices may vary by plan, region, and applicable promotions. All fees are stated in US dollars unless otherwise noted at point of purchase.

Auto-renewal
Subscriptions renew automatically unless canceled before the billing period ends. No refunds are provided for partial usage unless required by law.
Free trials
Eligibility and duration are determined by iGurus and may be terminated at any time. Fees apply after the trial ends unless canceled beforehand.
Content availability
iGurus does not guarantee that specific content will remain available in subscription plans and retains the right to modify or terminate access at its sole discretion.
07

Access Duration & Course Lifecycle

How long you can access a course after purchasing it, and how long a course stays on the platform after an instructor publishes it.

Student access window
Purchasing a course grants 365 days of full access from the date of enrollment, including all lessons, materials, and Q&A for that course.
Grace period
For 7 days after your access window ends, your enrollment and progress remain on file and you'll see a renewal prompt rather than losing your place immediately. Renewing during this window restores full access without re-purchasing.
Certificates & invoices
Certificates you've earned and invoices/receipts for your purchases remain downloadable from your account indefinitely, even after your course access window and grace period have both ended.
Klips
Klips (the short-form video feed) carry no access expiry for viewers — they remain viewable for as long as they're on the platform, subject to the hosting term below.
Course hosting term
A course remains on the platform for up to 36 months from its publish date (or its most recent substantial content refresh, whichever is later). After that, it's archived — removed from the catalog and closed to further learning, though students who already completed it keep their certificates and invoices as described above.
New-enrollment window
A course accepts new enrollments for up to 24 months from its publish date or last refresh. After that, it's marked as no longer accepting new enrollments, but students already enrolled keep their full access window uninterrupted.
Refreshing a course
When an instructor substantially updates a course and it passes re-review, the hosting term and new-enrollment window both reset from the refresh date — a course doesn't have to be retired just because time has passed.
08

Refund Policy & Protections

Timelines, restrictions, and anti-abuse safeguards governing billing returns.

Request window
Refunds are available within 14 days of purchase. Requests must be submitted directly through the Support Team via support@igurus.org.
Consumed content
Refunds will not be issued for partially consumed courses or content that has been extensively accessed.
Legal exceptions
In cases where content is disabled due to legal or policy reasons, refunds may be issued beyond the standard 14-day window.
Payment method
Refunds may be processed as credits to your iGurus account or returned to the original payment method, depending on the capabilities of the payment provider.

Refund Credits Expiration: Issued refund tokens/credits expire if not used within 12 months from issuance. They are non-transferable and cannot be redeemed for cash unless required by applicable law.

If iGurus determines that a user is abusing the refund policy (e.g., requesting refunds for extensively consumed content or repeatedly refunding similar content), we reserve the right to deny refund requests, restrict future refunds, or immediately suspend or terminate your account.

09

Klips Incentives & Promo Codes

Promotional campaigns, taxation regulations, and constraints across digital gift structures.

Klips credits (coming soon)
iGurus intends to introduce a Klips creator credit programme. When launched, students will be able to earn platform credits by creating and promoting course-related Klips. The specific credit amounts, eligibility criteria, and issuance rules will be published at the time of launch and will supersede this placeholder. Until the programme is formally announced as live, no credits are currently earnable or redeemable under this scheme.
Tax compliance
Prices displayed may include applicable taxes based on your region. iGurus complies with tax regulations, including VAT, GST, and local sales tax requirements.
Promotional codes
Promotional codes and discounts are subject to expiration and additional terms specified at issuance. Codes are non-transferable and may not be used for purchases outside the iGurus platform.

Gift & Promotional Code Rules

  1. Gift and promotional codes may expire if not used within the specified period.
  2. Unless otherwise stated or required by law, gift and promotional codes cannot be refunded for cash.
  3. Codes are non-transferable and may not be used for purchases outside the iGurus platform.
  4. Gift and promotional codes cannot be used for purchases made through mobile or TV applications.

Refunds for codes issued by partners will be subject to the partner's terms and conditions.

10

Restrictions on AI Features

Safety boundaries and automated model controls across integrated AI systems on the platform.

You may not use iGurus AI tools to:

Legal violations
Violate laws or infringe on intellectual property rights of any third party.
Harmful content
Generate misleading, fraudulent, or harmful content of any kind.
Data extraction
Extract platform data programmatically or scrape machine systems without authorization.
AI training
Train competing artificial intelligence networks or external language models using iGurus data or AI outputs.
Sensitive decisions
Make consequential decisions in sensitive domains including healthcare, finance, legal matters, employment, insurance, housing, education, or social welfare.
Fake accounts & fraud
Create fake accounts, write fraudulent platform reviews, or drive misleading activities of any type.

AI systems do not store or utilize personal data for external training purposes. Users can review and manage AI-driven interactions via their individual account settings.

11

Dispute Resolution & Mass Claims

Pre-arbitration protocols and mandatory structures for managing multi-claimant dispute workflows.

To launch an informal resolution process, a Claim Statement must include: full name, mailing address, email address, a detailed description of the dispute, and a proposed resolution including calculations for any monetary claims.

The submission of a Claim Statement pauses the applicable statute of limitations for 60 days from the date of receipt. Users should send their Claim Statements to legal@igurus.org. If the dispute is not resolved within 60 days, either party may proceed with formal claims through small claims court or arbitration.

Permitted Action Venue: Arbitration hearings will take place in the county where the user resides, Greenwood, Indiana, or another mutually agreed-upon location. Users waive the right to file disputes in courts of general jurisdiction outside small claims court.

Mass Arbitration Protocols

  1. Informal Resolution Requirement: Mass Arbitration claimants must first complete the informal dispute resolution process outlined above.
  2. Bellwether Arbitrations: A group of up to 10 claimants will proceed to arbitration first to serve as test cases, each assigned to separate arbitrators.
  3. Mandatory Mediation: After resolving the bellwether cases, both parties will engage in a minimum of 60 days of confidential mediation.
  4. Alternative Arbitration Provider: If mediation fails, unresolved claims must be pursued through FairClaims, Inc., not the AAA or another arbitration provider.

If a court deems these Mass Arbitration Rules unenforceable, unresolved claims must be filed in a court of competent jurisdiction and may be subject to class action.

12

Legal Liability & Disclaimers

Disclaimers establishing liability carve-outs for third-party uploads, safety issues, and external link endpoints.

No Editorial Control & Content Disclaimer

iGurus is a platform that allows instructors to create and publish content independently. While we strive to maintain a safe learning environment, we do not review or verify content for accuracy, legality, or reliability. Users access and rely on course materials at their own risk. We do not guarantee the reliability, truthfulness, or accuracy of any content provided by instructors, and users assume full responsibility when relying on any information provided within courses.

Objectionable Content Disclaimer

Users may encounter offensive, misleading, or otherwise objectionable content while using the platform. iGurus does not screen or filter content before publication and assumes no liability for exposure to such content, to the extent permitted by law.

Health, Wellness & Physical Activity Disclaimer

Certain courses may include health, wellness, fitness, or physical activities that carry inherent risks, including illness, injury, or death. By accessing such content, users acknowledge and accept all risks associated with participation and agree that iGurus is not liable for any injuries, medical conditions, or damages resulting from engaging with such content. Users are strongly advised to consult a professional before engaging in activities that may pose health risks.

User Interactions & Privacy

Users should exercise caution when interacting with instructors or students on the platform. iGurus does not regulate communication between users and is not responsible for any disputes, claims, or damages resulting from interactions. Do not share personal, financial, or sensitive information with other users.

Third-Party Links Disclaimer

iGurus may include links to third-party websites not owned or controlled by iGurus. We assume no responsibility for external sites, including their content, security, or privacy policies. Users should review the terms and policies of third-party sites before engaging with them.

The iGurus Services and their content are provided "as is" and "as available." iGurus makes no representations or warranties about the accuracy, reliability, suitability, availability, or security of the Services and disclaims all implied warranties, including those of merchantability, fitness for a particular purpose, and non-infringement.

13

Governance & Global Privacy

Regulatory frameworks governing system usage, termination rights, and personal data safety profiles.

Users may only use the iGurus platform for lawful purposes and must comply with all applicable local, national, and international laws and regulations. Users are fully responsible for all content they post, including reviews, questions, submissions, and course materials.

Harassment & impersonation
Harassment, impersonation, or abusive behavior toward any other user on the platform is strictly prohibited.
Platform manipulation
Exploiting platform vulnerabilities, engaging in fraudulent activities, or attempting to hack, disrupt, or manipulate the platform in any way.
IP violations
Posting content that violates intellectual property rights such as copyrighted materials or trademarked content.
Repeat violations
Repeated or severe violations of basic content guidelines will result in permanent account termination.
Repeat copyright infringers
Accounts responsible for repeated, confirmed copyright or other intellectual-property infringement will be suspended or permanently terminated, in addition to any content removal already taken. This applies regardless of whether individual infringements were separately appealed. See the Intellectual Property Policy for the full takedown, counter-notice, and enforcement process.

Global Regulatory Standings: iGurus complies with applicable data protection laws including GDPR (EU), UK GDPR and PECR (UK), and CCPA/CPRA (California). iGurus is an 18+ platform — the platform is not directed to minors, and no data is knowingly collected from persons under 18. Users have the right to access, correct, delete, and export their data. Requests can be submitted to dpo@igurus.org.

14

Governing Law & Jurisdiction

Legal mandates broken down by user location and application access methods.

Governing law
This Agreement is governed by the laws of the State of Indiana, USA, without regard to conflicts-of-law principles. Venue for any dispute is the state or federal courts in Greenwood, Indiana.
EU & UK users
Nothing in this Agreement limits mandatory rights you hold under applicable EU, UK, or local consumer or data protection law. Where local mandatory law provides greater protection, those rights are not waived.
California users
California residents have additional rights under the CCPA/CPRA. See our Privacy Policy for details on how to exercise those rights.

All disputes will be resolved exclusively in the courts of Greenwood, Indiana, USA, unless otherwise required by mandatory local consumer protection laws or a valid arbitration agreement.

You agree not to access or use iGurus Services in violation of applicable export control or sanctions laws, including uploading restricted content. If you become subject to such restrictions, you must notify iGurus immediately.

Questions about these terms?

Our legal team is happy to explain any clause or help you understand how it applies to you.

Contact our team